These Keto Carmelitas are going to blow your mind. Heavenly low carb crumb bars filled with sugar-free caramel and chocolate. Hard to believe this grain-free treat isn’t made with oats!
The first time I ever tried Carmelitas, I think swooned and fainted away. I was so overcome by the delicious, oat-y, caramel-y, chocolate-y crumbliness in my mouth, all other senses faded away. I was utterly transported.
Well good news! These Keto Carmelitas are just as swoon-worthy as the classic. I love them, I worship them, I adore them. And I think you will too!
And if you love dessert bars filled with gooey deliciousness, be sure to check out my Peach Cobbler Bars and my Keto Fudge Crumb Bars.
Why this recipe is so awesome
If you’ve never had a carmelita, let me tell you a little bit about them.
Conventional carmelitas are made with a crumbly oat and brown sugar crust, and are filled with caramel sauce and chocolate chips, with a top layer of the same crust. Can you see why I fell so hard and fast in love with them?
Oats are lovely but they are not lovely for me. And presumably not for you either, since you are reading a low carb, grain-free food blog. So how do you make carmelitas without oats?
Well, friends, I have come up with the best keto replacement for oats. It’s a trick I use in many recipes, including my Keto Oatmeal Cookies. And it results in the perfect texture with no grains and no added sugars!
Reader Reviews
“I have so many favorites from your website and your baking book. But these have risen to the top of my favorites short list! Can’t believe how easy it was to make the caramel and put together the bars. So good! Thank you for sharing your talent with those of us who are trying to live a sugar-free life. ????” – Kathya Singh
“Oh. My. Goodness! This is my new number one favorite recipe. I told my husband they’re horrible so he won’t touch them 🙂 Mine… They’re all mine!” – Sheryl C.
“Thank you! Thank you! Thank you for this recipe ! They are devine. Every bite is a mouthful of joy.” – Frieda
Ingredients you need
- Flaked unsweetened coconut and sliced almonds: I chop these roughly in the food processor just enough so that they resembled oats in size. This creates an oatmeal-like texture for these keto Carmelitas.
- Nut flours: I use a combination of almond flour and coconut flour to create a crumbly crust, along with the coconut and sliced almonds.
- Sweetener: I recommend an erythritol-based sweetener for the crust to give it the right texture. I used Swerve, which does contain a little allulose, but not enough to affect the results. You can also use my homemade brown sugar substitute.
- Sugar-Free Caramel Sauce: You will need to make the sugar free caramel sauce prior to making these bars. Just be sure to leave out the additional water in the recipe.
- Sugar Free Chocolate Chips: I used Lily’s chocolate chips, but you can use any other low carb chocolate.
- Baking staples: Butter, baking soda, and salt
Step-by-step directions
1. Make the “oats”: Combine the coconut and sliced almond in a food processor. Pulse until the mixture resembles oat flakes. Transfer to a large bowl.
2. Prepare the bottom crust: Add the almond flour, sweetener, 2 tablespoons of the the coconut flour, the baking soda, and salt. Stir in the melted butter until the mixture resembles coarse crumbs. Press a little more than half firmly into the bottom of a greased 9×9 inch square pan.
3. Bake the crust: Bake 10 minutes at 325ºF, until puffed and edges are just golden brown. Remove and let cool completely.
4. Make the filling: While bottom crust is cooling, make the caramel sauce and let it cool 10 minutes or so. Then pour the caramel sauce over the crust and sprinkle with chocolate chips.
5. Add the top crust: Add the remaining tablespoon of coconut flour to the remaining crust ingredients and mix well to help make it drier and crumblier. Break it up into small crumbs. Sprinkle over the tilling and press lightly to adhere. Bake another 15 to 20 minutes, until the bars are golden brown.
6. Remove and let cool completely before cutting into squares.
Expert tips
The crust for these low carb bars is meant to be on the crumbly side, to mimic the texture of real Carmelitas and other crumb bars. The little crumbly bits are sometimes the best part. The way they fall back into the pan or onto your plate, and you lick the tips of your fingers to press into them and lift them into your mouth. Yum!
Remember when you process the almonds and coconut you do not want them to be ground to a fine powder. You want it coarse like oatmeal, but not too big where the bars fall apart.
You can bake these bars in an 8×8 pan, but you will need to bake them for a little longer since they will be thicker. Some of my readers like to double the recipe and bake it in a 9×13 pan. Yes, that are THAT good!
Frequently Asked Questions
Conventional Carmelita bars can have upwards of 50g of carbs per serving. No, I am not kidding! Whereas this recipe for Keto Carmelitas has 7.6g of carbs and 3.3g of fiber per serving. That comes to 4.3g net carbs per bar.
You can store the bars in an airtight container on the counter for several days. They will keep longer in the refrigerator, up to one week. These bars also freeze well for several months.
For a dairy-free version, try using a vegan butter replacement in the bars and the caramel sauce, and use coconut cream in place of the whipping cream. Use a little less of the coconut cream, because the caramel doesn’t thicken quite as well as the dairy version.
More recipes you will love
Carmelitas
Ingredients
Crust:
- 1 cup flaked unsweetened coconut
- ¾ cup sliced almonds
- 1 cup almond flour
- ½ cup Swerve Sweetener
- 3 tablespoon coconut flour divided
- ½ teaspoon baking soda
- ½ teaspoon salt
- ½ cup butter melted
Filling:
- 1 Sugar-Free Caramel Sauce (leave out the additional water)
- ½ cup Lily’s Sugar-Free Chocolate Chips or other low carb chocolate
Instructions
Crust
- Preheat oven to 325ºF and grease a 9×9 inch square pan (can also use 8×8 but baking time will be longer).
- In a food processor, combine the coconut and sliced almond. Pulse until the pieces are broken up and about the size of oats in size. Transfer to a large bowl.
- Add the almond flour, sweetener, 2 tablespoon of the coconut flour, baking soda, and salt. Stir in the melted butter until mixture resembles coarse crumbs.
- Press a little more than half of the mixture firmly into the bottom of prepared baking pan (it doesn’t look like it will be enough, but it is…just keep pressing it in, as thinly as you need to). Bake 10 minutes, until puffed and edges are just golden brown. Remove and let cool completely.
- Add the remaining tablespoon of coconut flour to the remaining crust ingredients and mix well to help make it drier and crumblier. Break it up into small crumbs.
Filling
- While the bottom crust is cooling, make the caramel sauce and let it cool 10 minutes or so. Then pour the caramel sauce over the crust and sprinkle with chocolate chips.
- Sprinkle the filling with the remaining crust and press lightly to adhere. Bake another 15 to 20 minutes, until the top crust is golden brown.
- Remove and let cool completely before cutting into squares.
Amy says
I must have done something wrong as mine are not bars but rather a big crumbly mess, a big crumbly delicious mess though.
Carolyn says
Sorry, really don’t know what happened. Did you use anything different than my ingredients?
Melanie says
Does it have a real coconutty taste ? Would love to try this but don’t really like an overwhelming coconut taste. I really love reading all of your posts and have tried several of your recipes. Thanks !
Dawn says
I just made these and they turned out fantastic! I’m eating one now that I scooped out of the pan because they’re not set up yet. Thank you so much for all the work you do so that us low carb-ers can have yummy treats.
Janet says
I put mine into the fridge to set up…actually prefer them cold!
Rita Anastasiou says
These beauties look amazing! I really must try them 🙂 I’ve heard them before,but never made them,but I feel the time has finally come!
Stacy says
I made these last week. They are absolutely heavenly! I cut them up into bars and stuck them in the freezer and I take one out every afternoon to have as my treat! Your recipes are the best!
Jamie says
where is the recipe for the caramel sauce?
Carolyn says
It’s a clickable link in the recipe, just click on it and you will get to the caramel sauce.
Bobbie says
Made these yesterday. Very easy and ABSOLUTELY divine!! I too missed oatmeal deserts. I’m thinking this combination needs to find its way into a cookie. 🙂
Carolyn says
I am thinking the same thing about the cookie…
Stephanie Deal says
OK – took me a couple of days to get these made but oh my gosh – they are yummy and super easy to make!! My husband said this was his favorite low-carb dessert ever!! Thx!
Carolyn says
Score! Love the “favourite ever”!
John Arnolds says
Hi it sounds like this is a great recipe but I’m allergic to almonds so is there a substitute for almond and almond flour in this recipe?
Carolyn says
You can use any other nut or seed flour here.
rebecca phillips says
which one do you think would have the least compromise on flavour eg sesame flour will be too strong (great as a substitute for almond flour in pizza bases though) – maybe sunflower seed flour?
Carolyn says
Sunflower seed.
Brenda says
thanks for this amazing recipe! you are such a blessing to those of us trying to stay low carb!!
Lori Kaumans says
Carolyn, you are seriously my hero! First Texas sheet cake, now carmelitas, my two favorites are now low carb! Thank you!!!
PS: Could you work on a fudge recipe that’s not like a ganache or cream cheese fudge? I’m a candy maker and my favorite is old-fashioned creamed fudge. I’d love a low carb version but don’t know enough about low carb ingredients to know how they will cook and cream or if that’s even possible.
Tresa says
Kepp up the good work. I love your recipes. I am on my way to the kitchen right now to make this one.?
Carrie says
All I can say is…yummmmm!!!
Susan says
These look amazing!
EmmyLou Wassink says
Sounds delicious! Giving them a whirl today. Could the THM baking blend be a sub for the coconut flour? Thanks in advance! 🙂
Maria H says
Carolyn….
This is my first time commenting. I’m more of a “quiet follower” but I must say that your blog and articles make me laugh every time I read them. You are so witty! The blogs are just as sweet as the recipes! 🙂
Shirley says
Exactly what Maria said!.
LK Brown says
Christmas cookie at our family get togethers. Very excited to see this!
Stephanie Deal says
OH my — I’ve been traveling for business for 8 days and have been craving a GOOD low-carb dessert. I am making these tonight for sure!!! They look heavenly! Thanks!
Vicki says
Yum, looking forward to trying this one! You always have the BEST recipes! Thank you.
Christine Reda says
Thank you! Love your recipes every single one is great! Trying this today!